TERMS OF SERVICE

Last Updated: May 28, 2026

This Terms of Service Agreement (“Agreement” or “Terms”) constitutes a legally binding contract between you (either as an individual or entity, “User,” “you,” or “your”) and MorBizI.Q. LLC (doing business as “VoicIQ”) (“Company,” “we,” “us,” or “our”).

We are a company organized under the laws of united states, nevada, with our principal place of business at 732 S 6th St, Ste 6762, Las Vegas, NV 89101, nevada.

This Agreement governs your access to and use of MorBizI.Q. LLC and related services, software, applications, and websites (collectively, the “Services”).

IMPORTANT NOTICE: By creating an account, accessing, or using our Services in any manner, you acknowledge that you have read, understood, and agree to be bound by this Agreement. If you do not agree to these Terms, you must not access or use our Services.

You must be at least 18 years old to use our Services.

1. DEFINITIONS AND INTERPRETATION

For purposes of this Agreement:

“Account” means the user account created to access and use our Services.

“Content” means any information, data, text, software, music, audio, photographs, graphics, video, messages, or other materials.

“Customer Data” means any data, content, or materials provided, uploaded, or transmitted by you through the Services.

“Documentation” means user guides, technical manuals, and other materials provided by us relating to the Services.

“Intellectual Property Rights” means all intellectual property rights worldwide, including without limitation, copyrights, trademarks, patents, trade secrets, and moral rights.

“Order Form” means the ordering document specifying the Services to be provided that is entered into between you and us.

“Personal Data” has the meaning set forth in our Privacy Policy.

2. SERVICE DESCRIPTION AND ACCESS

2.1 Service Provision We provide cloud-based software solutions through a web-based platform accessible via web browsers and mobile applications.

2.2 Service Levels We aim to provide the Services with yes, excluding scheduled maintenance.

2.3 Technical Requirements To access our Services, you must meet the minimum technical requirements as specified in our Documentation, including: a compatible device and internet connection. Requires a modern web browser with JavaScript enabled.

2.4 Service Modifications We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time with reasonable notice.

2.5 Third-Party Integrations The Services may include third-party integrations. We disclaim liability for third-party services.

API and Developer Terms: If you access our APIs or developer tools, you agree to comply with our developer guidelines, available at . You may not use APIs to disrupt the Services or violate these Terms.

3. USER ACCOUNTS AND REGISTRATION

3.1 Account Creation Our Services may be accessed without account registration for basic functionality.

3.2 Account Information You must provide accurate, current, and complete information during registration and maintain the accuracy of your account information.

3.3 Account Security You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities occurring under your account
  • Notifying us immediately of any unauthorized access or security breach

3.4 Account Suspension We may suspend or terminate your account if you:

  • Violate these Terms
  • Provide false or misleading information
  • Engage in fraudulent or illegal activities
  • Fail to pay applicable fees

4. ACCEPTABLE USE AND RESTRICTIONS

4.1 Permitted Use Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your intended business or personal purposes in accordance with these Terms..

4.2 Use Restrictions You shall not:

  • Use the Services for any unlawful purpose or in violation of applicable laws
  • Attempt to gain unauthorized access to our systems or networks
  • Interfere with or disrupt the integrity or performance of the Services
  • Reverse engineer, decompile, or disassemble any part of the Services
  • Use automated means to access the Services without our written permission
  • Transmit viruses, malware, or other harmful code
  • Impersonate any person or entity or misrepresent your affiliation
  • Violate the rights of others, including intellectual property rights

4.3 Compliance Requirements

5. USER CONTENT AND DATA

5.1 Your Content Ownership You retain ownership of all Customer Data you provide through the Services.

5.2 License to Use Your Content You grant us a worldwide, royalty-free license to use, modify, and distribute your content in connection with our Services and business operations.

5.3 Content Standards Your content must not be unlawful, infringing, or harmful.

5.4 Content Removal We reserve the right, but have no obligation, to monitor, review, and remove content that violates these Terms or applicable law.

5.5 Data Protection Your Personal Data is processed in accordance with our Privacy Policy, which forms an integral part of this Agreement.

5.6 Data Retention We retain your data as long as necessary to provide the Services or as required by law.

6. INTELLECTUAL PROPERTY RIGHTS

6.1 Our Rights We and our licensors own all Intellectual Property Rights in the Services, including software, technology, content, trademarks, and documentation. No rights are granted to you except as expressly set forth in these Terms.

6.2 Trademark License Our trademarks, service marks, and logos are our property. You are not granted any right to use them without written permission.

6.3 Feedback Any suggestions, ideas, or feedback you provide about our Services become our property and may be used without restriction or compensation to you.

6.4 Copyright Infringement

6.5 Open Source Components

7. PAYMENT TERMS AND BILLING

All payments must be made in United States Dollars (USD). You agree to provide accurate payment information and authorize us to charge your payment method.

7.1 Fees and Payment All payments must be made in United States Dollars (USD). You agree to provide accurate payment information.

7.2 Billing Cycles Subscriptions are billed monthly.

7.3 Price Changes We reserve the right to change prices with 30 days’ notice to existing customers.

7.4 Taxes All prices include applicable taxes unless otherwise stated. You are responsible for any additional taxes.

7.5 Refunds and Cancellations No Refunds: All payments are final and non-refundable except as required by applicable law.

7.6 Late Payments Late payments may incur interest at 1.5% per month or the maximum allowed by law.

8. SUBSCRIPTION SERVICES

Some parts of our Services are billed on a subscription basis. Subscriptions are billed monthly. Your subscription will automatically renew at the end of each billing period unless you cancel. You may cancel your subscription at any time through your account settings or by contacting us.

8.1 Subscription Terms Some parts of our Services are billed on a subscription basis. Subscriptions are billed monthly. Your subscription will automatically renew at the end of each billing period unless you cancel. You may cancel your subscription at any time through your account settings or by contacting us.

8.2 Auto-Renewal Your subscription will automatically renew at the end of each billing period unless you cancel.

8.3 Cancellation We may terminate for violations or at our discretion with reasonable notice.

8.4 Free Trials

9. PRIVACY AND DATA PROTECTION

9.1 Privacy Policy Our collection, use, and protection of your information is governed by our Privacy Policy, available at https://voice.morbiziq.com/privacy.

9.2 Cookie Policy Our use of cookies and similar technologies is described in our Cookie Policy, available at https://voice.morbiziq.com/cookies.

9.3 Data Processing Agreement For users in the EU or UK, our Data Processing Agreement (DPA) applies and is incorporated herein. The DPA is available at .

9.4 International Data Transfers

CCPA Compliance: California residents have additional rights under the CCPA. See our Privacy Policy for details on opting out of data sales.

9. WARRANTIES AND DISCLAIMERS

9.1 Mutual Warranties Each party represents and warrants that:

  • It has the legal capacity to enter into this Agreement
  • This Agreement constitutes a valid and binding obligation
  • Its execution will not violate any other agreement to which it is bound

9.2 Service Warranties

9.3 Disclaimer of Warranties THE SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

10. LIMITATION OF LIABILITY

10.1 Liability Exclusions TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER PARTY SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL.

10.2 Liability Cap TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT PAID BY YOU IN THE TWELVE (12) MONTHS PRECEDING ANY CLAIM.

10.3 Exception for Certain Claims The limitations in this Section do not apply to:

  • Breach of confidentiality obligations
  • Infringement of intellectual property rights
  • Indemnification obligations
  • Gross negligence or willful misconduct

11. TERM AND TERMINATION

11.1 Term This Agreement commences when you first access the Services and continues until terminated in accordance with these Terms.

11.2 Termination for Convenience Either party may terminate this Agreement with reasonable notice.

11.3 Termination for Cause We may terminate for violations of these Terms.

11.4 Effect of Termination Upon termination, your access ceases, and we may delete your data after 30 days.

11.5 Survival The following provisions survive termination: Sections 6 (Intellectual Property), 9 (Disclaimers), 10 (Limitation of Liability), 13 (Governing Law), and 14 (General Provisions).

12. DISPUTE RESOLUTION

12.1 Informal Resolution Before initiating formal proceedings, the parties agree to attempt to resolve disputes through good faith negotiations for a period of thirty (30) days.

12.2 Formal Dispute Resolution Disputes may be resolved through either court proceedings or binding arbitration, at our discretion.

12.3 Governing Law This Agreement is governed by the laws of United States, without regard to conflict of law principles.

12.4 Jurisdiction You consent to the exclusive jurisdiction of courts in United States.

13. COMPLIANCE AND REGULATORY

13.1 Export Controls Export Controls: You agree to comply with all applicable export control laws, including U.S. export regulations. The Services may not be used in embargoed countries.

13.2 Industry-Specific Compliance

13.3 Accessibility

14. GENERAL PROVISIONS

14.1 Entire Agreement This Agreement, together with our Privacy Policy and any applicable Order Forms, constitutes the entire agreement between the parties.

14.2 Amendment

14.3 Severability If any provision is found unenforceable, the remainder of this Agreement remains in effect.

14.4 Assignment We may assign these Terms in whole or in part without your consent in connection with a merger, acquisition, or sale of assets. You may not assign these Terms without our written consent.

14.5 Force Majeure Neither party shall be liable for delays or failures in performance caused by events beyond reasonable control, such as acts of God, war, terrorism, or natural disasters.

14.6 Notices Notices shall be delivered via email to the address associated with your account or posted on our website.

14.7 No Waiver Failure to enforce any provision does not constitute a waiver of future enforcement.

14.8 Independent Contractors The parties are independent contractors and this Agreement does not create a partnership, joint venture, or agency relationship.

15. CONTACT INFORMATION

For questions about these Terms, please contact us:

Email: voiciq@morbiziq.com Address: 732 S 6th St, Ste 6762, Las Vegas, NV 89101